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Rates


Account Product Name Daily Balance Tier Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield

Premium Relationship Checking b


$50.00 $1.00 c


up to $9,999.99

$10,000.00 - 24,999.99

$25,000.00 - 49,999.99

$50,000,00 - 99,999.99

$100,000.00 - 99,999,999.99



0.10%

0.10%

0.20%

0.20%

0.25%

0.10%

0.10%

0.20%

0.20%

0.25%

Relationship Value Checking b


$50.00

$1.00 c

0.10%

0.10%

Banking on the Job Checking b


 $50.00  $1.00 c  0.10%  0.10%
Business Checking with Interest b
$50.00  $1.00 c


up to - $9,999.99

$10,000.00 - 24,999.99

$25,000.00 - 49,999.99

$50,000.00 - 99,999.99

$100,000 and up



0.10%

0.10%

0.20%

0.20%

0.25%

0.10%

0.10%

0.20%

0.20%

0.25%

SBA Interest Checking b
$500.00 $1.00


up to - $9,999.99

$10,000.00 - 24,999.99

$25,000.00 - 49,999.99

$50,000.00 and up



0.05%

0.10%

0.10%

0.15%

0.05%

0.05% to 0.08%

0.08% to 0.09%

0.09% to 0.15%

SBA Preferred Checking b
$1,500.00 $1.00 0.10% 0.10%
Small Business / Non Profit Checking with Interest b
$50.00 $1.00 c 0.10% 0.10%
NOW Account - Personal  b $500.00 and up $500.00  $500.00 c  0.10% 0.10%
Golden Security Account  b 
$500.00 and up
 $500.00   $500.00 c
0.05%
0.05%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.


Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 07-01-2017. For current rate information call (505) 285-6611.



Account Product Name Daily Balance Tier Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield

Liquid Money Market Deposit Account b


$1,000.00 $1.00 c


$1.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 - 99,999,999.99



0.10%
0.20%
0.20%
0.25%
0.30%
0.10%
0.20%
0.20%
0.25%
0.30%
High Yield/High Balance MMDA b
$2,500.00  $2,500.00 c


$2,500 - 499,999.99
$500,000.00 - 999,999.99
$1,000,000.00 - 999,999,999.99


0.10%
0.30%
0.30%
0.10%
0.30%
0.30%
Pay Yourself First (PYF) Savings  b
$25.00  $1.00 c  0.10% 0.10%
Keep It Simple Savings  b 
$25.00   $1.00 c
0.10%
0.10%
Learn to Save Youth Savings  b
$25.00  $1.00 c 0.10% 0.10%
Money Market Deposit Account b
$2,500.00   $2,500.00 c


$2,500 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and up


0.10%
0.20%
0.20%
0.25%
0.30%
0.10%
0.20%
0.20%
0.25%
0.30%
SBA MMDA Personal  b

$1,000.00 $1.00


up to $9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and up


0.10%
0.20%
0.20%
0.25%
0.30%
0.10%
0.10% to 0.16%
0.16% to 0.18%
0.18% to 0.22%
0.22% to 0.30%
MMDA Personal - Special  b
 $1,000.00 $1.00


up to $9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 and up


0.10%
0.20%
0.20%
0.25%
0.30%
0.10%
0.10% to 0.16%
0.16% to 0.18%
0.18% to 0.22%
0.22% to 0.30%
SBA MMDA Business  b
$1,000.00 $1.00


up to $9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 and up


0.05%
0.10%
0.10%
0.15%
0.05%
0.05% to 0.08%
0.08% to 0.09%
0.09% to 0.15%
Savings Account  b
$100.00 $100.00 c 


$100.00 - 4,999.99
$5,000.00 and up


0.10%
0.10%
0.10%
0.10%
SBA Savings Regular  b
$100.00 $1.00 0.10% 0.10%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.


Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 07-01-2017. For current rate information call (505) 285-6611.




Account Product Name Daily Balance Tier Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield

CD 30 - 90 Days a


$1,000.00 $1,000.00 c


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up



0.10%
0.15%
0.20%
0.20%
0.25%
0.10%
0.15%
0.20%
0.20%
0.25%
CD 91 - 182 Days a
$1,000.00  $1,000.00 c


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.15%
0.20%
0.25%
0.25%
0.30%
0.15%
0.20%
0.25%
0.25%
0.30%
 CD 183 - 364 Days a
$1,000.00  $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.20%
0.20%
0.30%
0.30%
0.35%
0.20%
0.20%
0.30%
0.30%
0.35%
 CD 12 Months a
 $1,000.00 $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.35%
0.35%
0.40%
0.40%
0.45%
0.35%
0.35%
0.40%
0.40%
0.45%
 CD 18 Months a
$1,000.00  $1,000.00 c



$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.45%
0.45%
0.50%
0.50%
0.55%
0.45%
0.45%
0.50%
0.50%
0.55%
 CD 24 Months a
 $1,000.00 $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.50%
0.50%
0.55%
0.55%
0.60%
0.50%
0.50%
0.55%
0.55%
0.60%
CD 36 Months a 
$1,000.00  $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.65%
0.70%
0.75%
0.80%
0.85%
0.65%
0.70%
0.75%
0.80%
0.85%
 CD 48 Months a 
$1,000.00  $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


0.90%
0.95%
1.00%
1.05%
1.15%
0.90%
0.95%
1.00%
1.05%
1.15%
  CD 60 Months a 
 $1,000.00 $1,000.00 c 


$1,000.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000,00 - 99,999.99
$100,000.00 and up


1.15%
1.20%
1.25%
1.35%
1.50%
1.15%
1.20%
1.25%
1.35%
1.50%



a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.




Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 07-01-2017. For current rate information call (505) 285-6611.


Account Product Name Daily Balance Tier Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield

IRA - 182 days < $10K a


$500.00 $500.00 c  0.35% 0.35%
IRA - 182 days $10K - $75K a
$10,000.00 $10,000.00 c  0.40% 0.40%
IRA - 182 days $75K and up a
$75,000.00 $75,000.00 c
 0.45% 0.45%
IRA - 12 mo < $10K a
$500.00  $500.00 c 0.45%  0.45%
IRA - 12 mo $10K - $75K a
$10,000.00 $10,000.00 c 0.50%  0.50%
IRA - 12 mo $75K and up a
$75,000.00  $75,000.00 c
0.55% 0.55%
IRA - 24 mo < $10K a
 $500.00 $500.00 c
 0.60% 0.60%
IRA - 24 mo $10K - $75K a
 $10,000.00 $10,000.00 c
0.65% 0.65%
IRA - 24 mo $75K and up a
 $75,000.00 $75,000.00 c
0.70%  0.70%
IRA - 36 mo < $10K a
 $500.00 $500.00 c 0.75% 0.75%
IRA - 36 mo $10K - $75K a
 $10,000.00 $10,000.00 c
0.85%  0.85%
IRA - 36 mo $75K and up a
$75,000.00 $75,000.00 c 0.95%  0.95%

a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
c) Daily balance. The amount of the principal in the account each day.


Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of 07-01-2017. For current rate information call (505) 285-6611.

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