Bank of New Mexico's checking accounts include:

  • Unlimited Transactions
  • Debit/Check Card
  • No charge for use of BNM ATM's
  • 24 Hour Telephone Banking
  • No charge for Online Banking
  • Electronic Statements

Also Available:

  • Overdraft Protection: Various forms of overdraft protection are available with your account to reduce the chance of having a check returned.

To learn more about what each account has to offer side by side click compare accounts.

Senior Checking

Congratulations on having become a "Senior Citizen". At Bank of New Mexico we think our Senior customers are special.

Many of our Senior customers tell us that they want to receive their statement in the mail. We've listened and offer Senior Checking for those customers. This account includes all the benefits that come with Value Checking.

In addition a paper statement including check images will be provided.

The Senior Checking account offers you:

Minimum to Open
$50 or Direct Deposit
Unlimited Transactions
Unlimited Transactions
Debit/Check Card
Debit/Check Card
No charge for use of BNM ATM's
Free use of BNM ATM's
24 Hour Telephone Banking
24 Hour Telephone Banking
Online Banking
Online Banking
Online Bill Pay
Electronic Statement
Electronic Statement
Paper Statement
Paper Statement
No Charge for Non-BNM ATM's
Refund of non-BNM ATM fees charged by other banks (must contact bank)
Small Safe Deposit Box
Redi Reserve Origination fee waived
Extra 1/8th% on new CDs and IRA's
Overdraft Protection
Earns Interest
  • You are a Senior if you are 60 years or age or older.
  • Monthly paper statement is included with establishment of monthly direct deposit, otherwise a monthly fee of $2.50 will be assessed.
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Effective 01/01/2013, Notice of Expiration of the Temporary Full FDIC Insurance Coverage
for Non-Interest Bearing Transaction Accounts. Learn More.