Bank of New Mexico's checking accounts include:

  • Unlimited Transactions
  • Debit/Check Card
  • No charge for use of BNM ATM's
  • 24 Hour Telephone Banking
  • No charge for Online Banking
  • Electronic Statements

Also Available:

  • Overdraft Protection: Various forms of overdraft protection are available with your account to reduce the chance of having a check returned.

To learn more about what each account has to offer side by side click compare accounts.

Value Checking

Freedom from limits and monthly fee waived with electronic statements or direct deposit.

The Value Checking account offers the services and convenience you can expect from the Bank of New Mexico. This account is full of value.

The Value Checking account offers you:

Minimum to Open
$50 or Direct Deposit
Unlimited Transactions
Unlimited Transactions
Debit/Check Card
Debit/Check Card
No charge for use of BNM ATM's
Free use of BNM ATM's
24 Hour Telephone Banking
24 Hour Telephone Banking
Online Banking
Online Banking
Online Bill Pay
Electronic Statement
Electronic Statement
Paper Statement
Paper Statement
No Charge for Non-BNM ATM's
Refund of non-BNM ATM fees charged by other banks (must contact bank)
Small Safe Deposit Box
Redi Reserve Origination fee waived
Extra 1/8th% on new CDs and IRA's
Overdraft Protection
Earns Interest
  • Monthly paper statement is included with establishment of monthly direct deposit, otherwise a monthly fee of $2.50 will be assessed.


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Effective 01/01/2013, Notice of Expiration of the Temporary Full FDIC Insurance Coverage
for Non-Interest Bearing Transaction Accounts. Learn More.